Let's cook.
Heat 1 tablespoon of olive oil in a large non-stick skillet over medium heat. Crack the eggs into the skillet and cook for 3-4 minutes, or until the whites are set and the yolks are still runny.
While the eggs are cooking, gently warm the rinsed black beans in a small saucepan over low heat for 3-5 minutes, or until heated through.
In a separate small saucepan, warm the salsa over low heat for 3-5 minutes, or until heated through.
Divide the cooked rice evenly among four serving bowls.
Top each rice portion with a quarter of the warmed black beans and a fried egg.
Spoon the warm salsa over each egg and bean mixture.
Sprinkle each bowl with shredded Monterey Jack cheese, diced avocado, and fresh chopped cilantro.
Serve immediately and enjoy your flavorful breakfast bowls.
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